Warm Homes Loan Scheme
Solar & Battery Finance in Essex at Just 4.6%
Make solar panels and battery storage more affordable with the government-subsidised Warm Homes Loan Scheme.
Stag Solar Solutions can arrange your finance alongside your installation, providing a simple, end-to-end service with no need to apply separately elsewhere.
Finance is a loan, not a grant. Eligibility and terms depend on the lender.

Affordable Solar & Battery Finance at 4.6%
Borrow
£10,000
£105/month
over 120 months
Borrow
£15,000
£157/month
over 120 months
Borrow
£20,000
£209/month
over 120 months
The scheme supports qualifying low-carbon home improvements through approved lenders. Eligible solar panels and battery storage can each receive a loan contribution of up to £15,000. Both technologies may be included within a single eligible installation contract, subject to the rules and individual caps
What Is the Warm Homes Loan Scheme?
With access to finance at 4.6%, eligible homeowners can spread the cost of their installation over manageable monthly repayments.
Stag Solar Solutions makes the process simple. We can help you choose the right system, arrange your finance and complete the installation — all through one company, without needing to apply separately to a lender.
Which Home Energy Upgrade Are You Considering?
Solar PV
Generate electricity from your roof and reduce how much you need to buy from the grid.
Home Battery Storage
Store electricity for later use and make more of the energy available to your home.
Solar + Battery
Combine generation and storage in one considered home-energy design.
Who Could Be Eligible for a Warm Homes Loan?
You may be able to apply if you own a residential property in the UK and are planning eligible home-energy improvements. The scheme can support homeowners and qualifying private landlords. Work will generally need to be completed by an MCS-certified installer. Participating lenders carry out their own credit, affordability and eligibility assessments before deciding whether to offer finance.
Not sure if you’re eligible?
Our team can guide you through the requirements and help you understand your finance options as part of your solar or battery installation enquiry.
WHLS is not for commercial properties; standalone EV charging points are excluded; and the supplied installer guidance excludes replacement of existing renewable measures.
How Does the Warm Homes Loan Scheme Process Work?
1.
Tell us about your home
Share your property details and whether you’re interested in solar panels, battery storage or both.
2.
Receive Your Tailored Quote
We’ll assess your requirements and recommend a suitable system, providing a clear quotation for your installation.
3.
We Arrange Your Finance
We’ll guide you through the finance application as part of our service, so there’s no need to apply separately elsewhere. Finance is subject to approval.
4.
Installation & certification
Once everything is approved, we’ll arrange your installation and provide the necessary certification and documentation.
Why Choose Stag Solar for Your Home Energy Upgrade?
Stag Solar is an Essex-based solar and battery installation specialist with a local team and a track record of residential installations. From your initial survey and system design through to arranging finance, installation and aftercare, you deal directly with people who understand the technology and your home.
Our complete end-to-end service makes the process straightforward, with no need to apply for finance separately. Stag Solar is MCS certified (registration NIC-5954), providing reassurance that eligible renewable installations follow recognised technical standards.
Frequently Asked Questions
Is the Warm Homes Loan Scheme a grant?
How much can I borrow for solar panels or a battery?
The scheme’s loan contribution caps are up to £15,000 for eligible solar PV and up to £15,000 for eligible electrical battery storage.
These are maximum caps for qualifying measures, not guaranteed loan amounts. Stag Solar can help you understand the finance options available for your proposed installation, subject to eligibility and approval.
Can solar panels and battery storage be funded together?
What is the interest rate for the Warm Homes Loan Scheme?
Finance is subject to eligibility, approval and the applicable loan terms.
Can private landlords apply?
Can I add a battery to solar panels I already have?
Can I use this loan for an EV charger?
How do I apply?
We’ll discuss your requirements, recommend a suitable solar or battery system and guide you through the finance arrangements as part of our complete installation service.
There’s no need to make a separate finance application elsewhere. We’ll support you from your initial enquiry through to installation and aftercare, subject to finance approval.
How much will my monthly repayments be?
For example, at a fixed annual interest rate of 4.6%, borrowing £10,000 over 10 years would cost approximately £104 per month, assuming 120 equal monthly repayments and no additional fees.
Stag Solar can provide further information about the available finance arrangements when preparing your quotation.
Request Your Solar & Battery Quote
Interested in solar panels or home battery storage with affordable finance at 4.6%?
Complete the form and our Essex-based team will contact you to discuss your requirements, provide a tailored quotation and explain how we can help arrange your finance.
From your initial enquiry through to installation, Stag Solar Solutions makes the process simple.
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