Financing Options for Home Solar and Battery Systems

While grants and tax reliefs reduce costs, many homeowners still prefer to spread payments for solar and battery systems. The good news is there are several finance models tailored to residential renewables. Green loans from banks and building societies often offer lower interest rates for energy-efficiency projects. Some installers provide buy-now-pay-later or staged repayment options, making it easier to manage cashflow. Leasing or “solar subscription” models are also emerging, where you pay a fixed monthly fee for equipment and installation, sometimes with maintenance included. For homeowners wanting to own the system outright, asset-backed loans allow you to benefit from the 0% VAT rate and SEG export payments while repaying over time. Choosing the right finance approach depends on your household budget, appetite for ownership, and long-term goals. With smart financing, solar and battery systems can be both affordable and immediately rewarding.